Solved:
I got the spindle working. Switched over from fan to heater, then to the 5V PWM VFD output, which is Out9 (pins: out9->pwm+, GND->pwm-). The spindle works now. Won't stop spinning when I give it an M5, but that's a problem for another day.
Regarding the information out there and trying most of it, this solution is mentioned here:
https://duet3d.dozuki.com/Wiki/Configuring_RepRapFirmware_for_a_CNC_machine
Specifically the section: Connecting a spindle, option 2
Here's the relevant config file section:
M950 R0 C"out9" Q100 L24000 M563 P0 R0 S"Spindle" G10 P0 X0 Y0 Z0 G10 P0 R0 S0 M568 P0 F0 T05V PWM* - Noted at the bottom, connected as Out9, but the 3 pins beside it.
out9.PNG